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5 Reasons Why a Prenup is a Good Idea

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Marriage isn’t just a relation that brings two people together, it’s camaraderie of families, and it’s the union of two souls and a bond of their related affairs. Taking care of one another financially and emotionally is what this relation is all about. Sometimes saying ‘I Do’ at the altar doesn’t always suffice the relation and its clauses that you are about to enter therefore you tend to set things straight before you enter this holy matrimony.Prenuptial Agreement:Prenuptial agreement or the Prenup is an official settlement or the legal and financial affairs of the spouses to be, which dictates the state and division of assets and some personal matters before you officiate the marriage. It is also known as the premarital agreement that defines the fine line of how matters would move along once the wedding has taken place and how much each spouse is entitled to the wealth they are about to share. It also takes care of the financial matters in event of a divorce. It’s not a bad idea t…

What is the Difference Between Pledge and Guarantee?

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It is often quite confusing what distinguishes between a pledge and a guarantee. By definition to most people both sound the same and are often used interchangeably. This however is wrong because both differ in a wider frame. A pledge is merely a promise to do something. It works as a promissory note but it does not entail binding of any sort whereas a guarantee is binding in nature such as the one which is placed or given on retail goods for example.Everyday Example:To make things clearer, the following example signifies how a pledge is different from guarantee and what role does binding have in this entire matter. For instance, a bank has taken two approaches to deal with the mortgage on property. The bank usually gives away a written pledge that a person applying for loan after initial investigation would be qualified for a bond worth the amount he is seeking. But this could vary because under no conditions the bank has obligation or has guaranteed a bond to that person. When such …

How Website Owners can Sell Ads Directly to Advertisers?

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Internet is a huge money making tool. If you know your game, you are good at it then you will reap millions out of this thing called advertisements on your website. Besides making millions of revenue on your website you can now make generate income separately on by selling ads directly to the advertisers. Usually when you have reached a certain point in your business you are good to start selling advertisements directly to the advertisers.Prerequisites for Selling:There is no defined number of audiences that you require for taking that step. You do not have to oblige a huge code of business and definition to hit selling your ads because no number is assigned in most cases. You may not always have a large traffic inflow on your website to help you with that but having traffic would definitely mean you are in for luck, you are good to receive good share of income from selling those ads to your desired audience. Some advertisers require you to hit a certain number and viability quotient

What is a Letter of Competency?

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Have you ever noticed how important are competency and strong headedness for any job? It is not just the preliminary interview that requires you to answer competency based questions but even in your career you may be put through situations where you need to qualify as a competent candidate. Competency test or physician's statement of mental competency is a declaration of how competent and sound an individual is when it comes to performing a task of huge responsibility.Letter of mental competency template would carry a statement from a reputable physician or an institute stating that the persona is able to perform all tasks with a sound mind and he or she qualifies to be a competent individual who has a high likelihood of delivering greats tasks.Importance of Competency Letter:This does sound a little perplexing at start but once you get a grasp of how it works, you are good to go. Competency letters are important because they are a way to make sure for an organization that employe…

5 Reasons to Stop Payment on a Check

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Financial matters require extreme vigilance and care for the theft if identity, scams and online hacking are quite a thing nowadays. When a large sum of money is involved, the stakes of losing it are automatically raised.Monetary matters are usually dealt by bank or financial institute, nonetheless it doesn’t exempt you of your duties to care for the money you are depositing. Lunacy would be in play if you just sit and issue checks and rely entirely on how the banks work. Checks float in banks every day. They fulfill the purpose of drawing money and issuing loans etc. However the payment upon checks has to be eluded entirely for many reasons.The process to stop payment of checks is needed for the best interests of the stakeholders and financial institutes as well. There is a proper procedure which is to be followed to stop payment letters. Usually the stop payment letter is issued in an event when an individual or a company wish to notify the concerning bank to immediately cease opera…

Looking to Sell Your Side Project?

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In the roman era, before monetary transaction came into practice, barter system was used to transfer ownership for one good. You were required to carry out the sale or transaction through exchange of goods. Now that the currency and monetary system is in full practice, the barter system has eradicated. You are free to sell anything at its due price.The sale of technological products is however different than the normal consumer good like shampoo soaps and some other. Technology is not just another fast manufacturing consumer good, which could be sold without an agreement.The benefit of having a non-exclusive sale of technology agreement is that you have it in written about the transfer of ownership. This prevents future hassle, chaos and issues as far as your product is concerned.A Nonexclusive technology sale agreement template is signed between the seller and buyer, and it comprises of review of the products you are selling, their condition and price along with the warranty details.…

Starting a Laptop Repair Business, Here's Everything You Need to Know

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Starting a business is never an easy task. It is doable and highly advisable if you are a charismatic individual who loves working for their own self rather than bowing down to corporate slavery.People have spent eternity working for giant corporations that suck the souls out of them and therefore, there is quite a market for startups and new businesses. You are most likely to find entrepreneurs at every threshold but not each one of them ends up with lucrative career and life style.Entrepreneurial Venture:You saw how startups rose to fame and now are million dollar market just like the Drop Box or Facebook for that matter. A lot of brainstorming and functioning goes in the backend of a business. Any entrepreneurial venture takes in three important thingsNeed in the product/customer market for the product or service you are ready to launchIdea to begin with, which should be uniqueExecution of that ideaConsidering how the market is heavily saturated with new startups of various sorts a…